Exchange Business has well defined contours in terms of Products and Services: With the exception of some parameters following are commonly used products.
Currency exchange is the process of converting one currency into another, typically utilized for personal financial transactions. HMES facilitates this service for customers, allowing them to buy or sell different currencies at prevailing exchange rates. All major foreign currencies are available and acceptable with competitive market rates.
Authorized to export all foreign currencies except USD. Approved by the State Bank of Pakistan and concerned Authorities.
Inward / Home Remittance refers to the transfer of funds from any foreign country to Pakistan. HMES provides an efficient, secure and quick way of receiving remittances which is commonly utilized by migrant workers sending earnings to their families.
Outward remittance service allows the transfer of funds from Pakistan to a foreign destination. This service facilitates individual personal transfers. HMES handles the process of converting and transferring of funds to the designated foreign recipient.
Foreign telegraphic transfer service electronically transfers funds from one country to another. The service is often used for international personal remittances. HMES facilitates this process by converting the sender's currency into the recipient's accounts currency and swiftly transmits the funds to the designated personal overseas account.